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Spain's Bizum Pay entered physical shops on 18 May 2026, letting users pay by phone directly from their bank account. The service uses NFC technology to transfer money directly to merchants via instant transfer, bypassing foreign intermediaries.

Spain’s Bizum heads to the high street to take on Visa and Mastercard
Spain’s homegrown payment app is making its biggest move yet, bringing account-to-account payments to the physical till and raising the stakes for US card giants.
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